• +1 (800) 391-7231
  • max.mcmullen@benefitsforamerica.com
  • Mon-Fri 9a-6p
Benefits for America
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

What Is A Qualified Annuity

  • Print
  • Email
Investments

Many employers allow their employees to contribute to an annuity program. This becomes an investment option in a salary reduction retirement plan. Under this plan your current taxable salary is reduced and in addition it accumulates tax-deferred earnings. Some companies have added annuities to their retirement list. If you work for a non-profit organization you'll probably be able to choose either a fixed or variable annuity or both. If you have a small business, or work for yourself, you can invest in a qualified annuity by setting up a Simplified Employee Pension (SEP) or a Keogh. Many financial plans are available that you can adopt or you can use a specialist to create a plan for you.

Read more ...

What Is Term Life Insurance

  • Print
  • Email
Insurance

Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance policies. There are two very different types of life insurance contracts -- term and permanent.

Read more ...

Bridging The Gap

  • Print
  • Email
Retirement

In years past, it was often realistic for retirees to base the majority of their retirement income on Social Security benefits and traditional employer sponsored pension benefits.

Unfortunately, Social Security retirement benefits have gradually been reduced in real terms, and the age one needs to attain in order to qualify for retirement benefits has been increasing steadily. iven current retirement trends, these retirement benefits will continue to be more and more difficult for the government to fund.

Read more ...

Calculating Social Security

  • Print
  • Email
Retirement

Social Security was originally introduced in 1935 in the aftermath of the Great Depression. It was intended to provide a safety net of income to retired and disabled workers and their families. Social Security is a mandatory plan, requiring most wage earners to contribute a percentage of their yearly income to support the program. In return, they, their spouses and sometimes their dependents are eligible for retirement, disability and survivorship benefits.

Read more ...

Year End Financial Planning

  • Print
  • Email
Finances

The best financial decisions are made with the benefit of time, thoughtful consideration and trusted professional advice. As tax time once again approaches, there are many things you can do to give you the flexibility to make the best long term financial decisions and prepare to minimize expenses, taxes and the headache of organizing your finances at the last minute.

Read more ...

Taking The Mystery Out Of Capital Gains

  • Print
  • Email
Tax

Under the recently enacted Jobs and Growth Tax Relief Reconciliation Act of 2003, generating long term capital gains or acquiring dividend income could be two of your big opportunities to save on taxes. Be aware that the Act of 2003 created “sunset provisions”, however, meaning that the tax rates on both capital gains and dividends may go up again unless congress acts to extend the rates. The lower rates are currently only legislated through 2010.

Read more ...

What Is Permanent Life Insurance

  • Print
  • Email
Insurance

Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance. There are two very different types of life insurance contracts -- term and permanent.

Read more ...

Use Of Living Trusts

  • Print
  • Email
Estate Planning

A revocable living trust provides financial protection in the event you are no longer able to manage your financial affairs yourself. You can be trustee while you are healthy, but if you have a stroke or become otherwise incapacitated, your successor trustee would manage your assets in the trust.

Read more ...

Page 2 of 7

  • Start
  • «
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End

More News

  • Insurance

  • Business

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Request a FREE Quote

Please fill the required field.
Please fill the required field.
Please fill the required field.

Our Founder

Knowing what's happening is Good. Making it happen is Better.
Our Founder
Max McMullen

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
Benefits for America

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

 

Knowing what's happening is Good.
Making it happen is Better.

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
© 2026 Benefits for America. All Rights Reserved.
Designed and Powered by: Agent Quote Inc

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
  • Get a Quote