• +1 (800) 391-7231
  • max.mcmullen@benefitsforamerica.com
  • Mon-Fri 9a-6p
Benefits for America
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

Determining Your Life Insurance Coverage Needs

  • Print
  • Email
Insurance

Like auto insurance coverage, it is sometimes difficult to see the true value of life insurance coverage until you actually need it. In the meantime, the only way you will feel comfortable with your life insurance policy is if you understand, and agree with, the reasons you bought it in the first place.

There are many reasons for an individual to own life insurance coverage. Perhaps the most compelling reason is to purchase a death benefit which will provide for the financial needs of their survivors.

Read more ...

Taking The Mystery Out Of Capital Gains

  • Print
  • Email
Tax

Under the recently enacted Jobs and Growth Tax Relief Reconciliation Act of 2003, generating long term capital gains or acquiring dividend income could be two of your big opportunities to save on taxes. Be aware that the Act of 2003 created “sunset provisions”, however, meaning that the tax rates on both capital gains and dividends may go up again unless congress acts to extend the rates. The lower rates are currently only legislated through 2010.

Read more ...

The Time Value Of Money

  • Print
  • Email
Finances

One well-known fact of economic life is that a dollar received today is worth more than a dollar received a year from now.

Time and Money

The relationship between time and money provides the foundation for virtually every financial decision you will make. Whether you are saving money for a future event or considering a loan to pay for a current financial need, you will be greatly impacted by the time value of money.

Read more ...

Roth IRA Conversion Review

  • Print
  • Email
Retirement

If you have existing retirement assets in a traditional IRA, you may want to consider converting those assets to a Roth IRA. Possible benefits of converting include tax-free distributions at retirement, no required minimum distributions at age 70 ½, and leaving income tax-free assets to your heirs in the event of your death.

Read more ...

A Living Will

  • Print
  • Email
Estate Planning

You may recall that during the final weeks of his life, former President Richard Nixon refused "heroic measures" and received only palliative (comfort-easing) care at his home. Similarly, former First Lady Jacqueline Kennedy Onassis refused life-prolonging medical intervention before her death from non-Hodgkins lymphoma. Former President Nixon and Mrs. Onassis both retained control over their final medical care through use of a living will and a health care power of attorney.

Read more ...

Implementing A Cafeteria Plan

  • Print
  • Email
Business

Internal Revenue Code 125 allows an employer to implement an employee benefit plan which allows employees to select the benefit programs they prefer.

Read more ...

Loss Of A Key Employee

  • Print
  • Email
Business

Business owners accept without question the wisdom of insuring the firm against the loss of its property values. We take care to insure the physical assets against fire, tornados and other disasters. Yet, protection from the loss a key executive may be far more important.

Read more ...

Life After Debt

  • Print
  • Email
Consumer Finance

If you find yourself in trouble financially, there are usually no easy answers -- but there are many ways out for those willing to commit to changing their financial habits.

Your ability to pay your bills can be affected by situations beyond your control such as serious illness, divorce or the sudden loss of a job. Poor financial management can also threaten your economic security. You may be able to juggle your creditors for a time, but eventually you may come to realize you need help in resolving your financial problems.

Read more ...

Page 3 of 7

  • Start
  • «
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End

More News

  • Insurance

  • Business

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Request a FREE Quote

Please fill the required field.
Please fill the required field.
Please fill the required field.

Our Founder

Knowing what's happening is Good. Making it happen is Better.
Our Founder
Max McMullen

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
Benefits for America

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

 

Knowing what's happening is Good.
Making it happen is Better.

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
© 2026 Benefits for America. All Rights Reserved.
Designed and Powered by: Agent Quote Inc

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
  • Get a Quote