• +1 (800) 391-7231
  • max.mcmullen@benefitsforamerica.com
  • Mon-Fri 9a-6p
Benefits for America
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

The Basics Of Homeowners Insurance

  • Print
  • Email
Insurance

Your home and the things in it generally represent the largest asset your family will ever have. For this reason it is very important to have your home and its contents insured at all times. One should have insurance on its contents, against theft, fire, windstorm, or some other disaster. It is also wise to be insured for personal liability. This would cover an accident that might occur to someone who is visiting your home.

Read more ...

Mortgage Basics

  • Print
  • Email
Consumer Finance

Many home buyers search for a home they want, then apply for a mortgage and hope for the best. A better approach is to find out how much mortgage you can qualify for, then look at homes that you know are within your price range.

You will probably save time, aggravation and money by having your lender tell you the size of mortgage you qualify for and the likelihood that you will be approved. Pre-qualification may also give you added bargaining power with the seller if he knows there will be no delays in closing the deal.

Read more ...

Use Of Living Trusts

  • Print
  • Email
Estate Planning

A revocable living trust provides financial protection in the event you are no longer able to manage your financial affairs yourself. You can be trustee while you are healthy, but if you have a stroke or become otherwise incapacitated, your successor trustee would manage your assets in the trust.

Read more ...

What Is Permanent Life Insurance

  • Print
  • Email
Insurance

Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance. There are two very different types of life insurance contracts -- term and permanent.

Read more ...

Life After Debt

  • Print
  • Email
Consumer Finance

If you find yourself in trouble financially, there are usually no easy answers -- but there are many ways out for those willing to commit to changing their financial habits.

Your ability to pay your bills can be affected by situations beyond your control such as serious illness, divorce or the sudden loss of a job. Poor financial management can also threaten your economic security. You may be able to juggle your creditors for a time, but eventually you may come to realize you need help in resolving your financial problems.

Read more ...

Life Cycle Planning

  • Print
  • Email
Finances

Financial planning means something different to everyone. For some, it's about getting by on their paycheck, for others it's about watching the stock market each day.

Unfortunately, very few of us feel prepared to meet our ongoing financial obligations and objectives. Worries about money have become one of the greatest anxieties of our day.

Read more ...

Gift Giving Strategies

  • Print
  • Email
Estate Planning

The federal government imposes a substantial tax on gifts of money or property above certain levels. Without such a tax someone with a sizable estate could give away a large portion of their property before death and escape death taxes altogether. For this reason, the gift tax acts more or less as a backstop to the estate tax. And yet, few people actually pay a gift tax during their lifetime. A gift program can substantially reduce overall transfer taxes; however, it requires good planning and a commitment to proceed with the gifts.

Read more ...

Understanding The Mortgage Underwriting Process

  • Print
  • Email
Consumer Finance

Whether you're looking for a first mortgage on a new home or a refinance on an existing loan, the interest rate you are offered will be based on the same factors; your income compared to your mortgage payment, the value of your property compared to the liabilities placed on it, and your credit report. The “Processing” of your loan is the preparation of all relative documents to verify, prove and package all information pertinent to these factors.

Read more ...

Page 4 of 7

  • Start
  • «
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End

More News

  • Insurance

  • Business

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Request a FREE Quote

Please fill the required field.
Please fill the required field.
Please fill the required field.

Our Founder

Knowing what's happening is Good. Making it happen is Better.
Our Founder
Max McMullen

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
Benefits for America

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

 

Knowing what's happening is Good.
Making it happen is Better.

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
© 2026 Benefits for America. All Rights Reserved.
Designed and Powered by: Agent Quote Inc

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
  • Get a Quote