• +1 (800) 391-7231
  • max.mcmullen@benefitsforamerica.com
  • Mon-Fri 9a-6p
Benefits for America
  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
    • Customer Service

      Person on the Phone

    • Contact Us

      Contact Us
  • Get a Quote

News

Investment Alternatives For Funding College

  • Print
  • Email
College

College should be considered a lifetime investment rather than just a four-year expense. It requires financial planning and personal sacrifices. The earlier you start saving and investing, the less money you will have to save and invest later.

Furthermore, the earlier you start saving, the less risk you'll have to take in your investment choices because long-term investing generally carries less risk.

There are many investment alternatives suitable for college savings. Here is a partial list of some such investments:

Read more ...

Private Mortgage Insurance

  • Print
  • Email
Insurance


If you purchased your home paying less than 20% down, chances are you had to purchase “mortgage insurance” in order to qualify for your loan. A mortgage insurance policy protects the bank in the event they are forced to repossess your house and sell it at a loss. As with most other types of insurance, you pay a monthly premium on top of your monthly mortgage payment for this policy. A mortgage insurance policy provides the means for purchasing a house you may otherwise be unable to afford, due to a limited down payment.

Read more ...

What Is Permanent Life Insurance

  • Print
  • Email
Insurance

Once you have determined that you need life insurance, and calculated how much coverage you require, you will have to choose between several types of life insurance. There are two very different types of life insurance contracts -- term and permanent.

Read more ...

Using Mutual Funds In Your Portfolio

  • Print
  • Email
Investments

If you want to invest in the stock market but don’t have a large enough portfolio to achieve the diversity you want through individual stock purchases, mutual funds may provide the solution you are looking for. Mutual funds are a collection of stocks designed to meet a stated investment objective or strategy. For instance, you may be able to choose between a fund that holds small- or mid-sized companies, large blue chip companies, or government bonds. Some funds are designed to provide growth, others to give you income.

Read more ...

The Increasing Cost Of Education

  • Print
  • Email
College

A college education is an investment that pays off. According to The College Board's annual report, Trends in College Pricing, median annual income for bachelor's degree recipients is 80 percent higher than median income for those with only a high school diploma. Over a lifetime that difference exceeds $1,000,000.

Read more ...

Creating A College Funding Strategy

  • Print
  • Email
College

Saving for college isn't easy, but the earlier you start the better off you'll be. For example, if you save $60 a month for 17 years earning 8% per year, you will have over $25,000 by the time college begins! Taxes will reduce the amount of the portfolio.

There are several savings and investment strategies that can help you accrue money for college.

Read more ...

A Living Will

  • Print
  • Email
Estate Planning

You may recall that during the final weeks of his life, former President Richard Nixon refused "heroic measures" and received only palliative (comfort-easing) care at his home. Similarly, former First Lady Jacqueline Kennedy Onassis refused life-prolonging medical intervention before her death from non-Hodgkins lymphoma. Former President Nixon and Mrs. Onassis both retained control over their final medical care through use of a living will and a health care power of attorney.

Read more ...

Life Cycle Planning

  • Print
  • Email
Finances

Financial planning means something different to everyone. For some, it's about getting by on their paycheck, for others it's about watching the stock market each day.

Unfortunately, very few of us feel prepared to meet our ongoing financial obligations and objectives. Worries about money have become one of the greatest anxieties of our day.

Read more ...

Page 4 of 7

  • Start
  • «
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • »
  • End

More News

  • Insurance

  • Business

  • College

  • Consumer Finance

  • Estate Planning

  • Finances

  • Investments

  • Retirement

  • Tax

Request a FREE Quote

Please fill the required field.
Please fill the required field.
Please fill the required field.

Our Founder

Knowing what's happening is Good. Making it happen is Better.
Our Founder
Max McMullen

Founder/CEO
Contact Us

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
Benefits for America

Our Agency is composed of insurance professionals who offer high quality insurance products and retirement planning services to meet your goals and budget. We'll help you understand every step in the process..

 

Knowing what's happening is Good.
Making it happen is Better.

Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
© 2026 Benefits for America. All Rights Reserved.
Designed and Powered by: Agent Quote Inc

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, or accountant.

  • Home
  • About
  • News
  • Our Products & Services
    • Insurance
      • Medicare Plans
      • Health Insurance
      • Disability Coverage
      • Long-Term Care
      • Life Insurance
    • Employers
      • Helping Employers Help Employees
      • Employer Services
      • Benefit Design
      • Flex Benefit Card
      • Enrollment Systems
  • Get a Quote